Capital One is well known for their great commercials and shitty credit cards. They also like to buy out banks and lay off the workforce. For this Bloggy Blogster, a Capital One card was our first foray into the exciting world of temporary debt. We always paid off the balance in full on our way to choir practice. But, one time we were like a day late and got a 30$ late payment fee. The CSR lied about taking the fee off, even after browbeating us for 10 minutes about it. So we got another card from Schwab and stopped using theirs.
It seems a lot of people had the same brilliant idea, and with the economic downturn, Kapital Eins wants to limit their exposure. Sometimes they just cancel your card. For a solid financial bet like Bloggy Blog, however, they get passive aggressive:
Hey, so we were thinking about actually raising your cash advance fee and stuff, so if thats like, not cool or something, you could like call this number and cancel your account, you know if you like, wanted to. It's like automated and stuff, so you won't even have to talk to a real person.It's OK, Kapital Eins. We can take a hint[sheds tear]. So, if you want to cancel your card as well, that number is 1-800-261-3718.
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